Critical Illness

What is Critical Illness Insurance?

A health and wellness plan in which you receive a lump sum cash payment if diagnosed with one of the specific illnesses on the predetermined list of critical illnesses.

Plan Rules:

Eligibility: Eligible employees as described on page 2 of this guide, spouse & dependent children* up to age 26
Coverage through MetLife
Elect Critical Illness with or without Cancer coverage based on your individual needs
Issue Age - Rates are locked in and will not increase with age
No health questions - EVERY YEAR!!
The chart below is a sample of covered services. Please view the Plan Certificate for a detailed listing of services in their entirety
*Child marital status may impact benefit eligibility