Hospital Indemnity

What is Hospital Indemnity Insurance?

Supplemental coverage that helps offset costs associated with hospital stays, whether for planned or unplanned reasons. Payments made directly to you and benefits do not offset with medical insurance.

Plan Rules:

Eligibility: Eligible employees as described on page 2 of this guide, & dependent children* up to age 26
Coverage through MetLife
No health questions - Every Year!!
No waiting period and no age reduction of benefits
Routine delivery of a child or by non-emergency Cesarean section are covered. Complications of pregnancy and emergency Cesarean section are covered.
No pre-existing condition limitation
The chart below is a sample of covered services. Please see the Plan Certificate for a detailed listing of services in their entirety
*Child marital status may impact benefit eligibility